ATV Insurance
Start a free ATV insurance or UTV insurance quote and save. Get a personalized ATV insurance quote for your four-wheeler.
Start a free ATV insurance or UTV insurance quote and save. Get a personalized ATV insurance quote for your four-wheeler.
Are you looking to insure your all-terrain vehicle (ATV), utility vehicle (UTV), four-wheeler, or side-by-side (SxS)? GEICO provides insurance for many types of off-road vehicles, including ATVs and UTVs. Before taking your ride out on the trail, start a free quote to find out how you could combine savings with great customer service on insurance coverage for an off-road vehicle.
ATV insurance from GEICO includes a wide range of coverages for you:
Liability coverages for other people involved:
Our ATV insurance information page has more information about these coverages.
ATV and UTV insurance requirements vary by state. Some states mandate liability coverage for riding on public roads or designated trails. If you use your ATV or UTV exclusively on private property, insurance may not be required. However, coverage is often necessary for riding in state parks, public trails, or other regulated areas. If your vehicle is financed or leased, your lender may require comprehensive and collision coverage to protect their investment.
Get affordable ATV insurance with discounts available from GEICO. We know tires, helmets, and accessories can add up, so every dollar saved helps. Check out the various ATV and UTV insurance discounts you may be able to get with GEICO.
Insure more than one ATV or motorcycle and you may be eligible for a Multi-Vehicle Discount.
If this isn't your first time down the trail, you may be able to save on your ATV policy with a discount.
Even more reason to keep it in the family. We offer Multi-Policy Discounts if you have an active auto or RV policy with GEICO.
ATVs and side by sides are a target for many thieves. Save yourself some worry and money with an anti-theft system.
Improve your ATV skills, learn safe riding techniques, and you could get rewarded while you're at it.
GEICO offers coverage for aftermarket modifications on ATVs and UTVs, but standard policies may not automatically include coverage for custom upgrades like enhanced suspensions, custom tires, or engine modifications. Riders can also add coverage for accessories such as winches, cargo racks, and LED lights.
For ATV drivers and other recreational vehicle owners, the new GEICO Motorcycle and Offroad coverage was designed specifically with you in mind.
No matter if you're seeking protection for your transport trailer, stored gear, or total loss replacement, GEICO has you covered across a wide range of scenarios that can present themselves while engaging in outdoor activities.
Some key protection offered under the GEICO Motorcycle and Offroad umbrella include:
Get the coverage you need today and start a quote now.
You have several options for paying your ATV or UTV insurance premium. You can pay all at once, monthly, or in 4, 6, or 9 installments—whatever works best for you.* Our affordable ATV payment plans are the same as the motorcycle flexible pay plans.
Utility model or something sporty, tearing up the trails or parked in your garage, we have you covered. Give us a call or log in anytime to update your policy. Our licensed agents are just as excited about getting off-road as you are.
From reporting a claim, to getting a damage estimate, the GEICO Mobile app simplifies the ATV insurance claims process. Prefer a desktop experience? You can also file and track your claim at geico.com.
Get a fast, affordable ATV insurance or UTV insurance quote by gathering some key details in advance. Have your vehicle's make, model, VIN, and driver information ready to streamline the process.
Find answers to any other questions you may have on our ATV Insurance FAQ page.