Homeowners Insurance
We'll shop across our partner carriers to find the best coverage, so you don't have to.
We'll shop across our partner carriers to find the best coverage, so you don't have to.
Protect your home, belongings, liability, and more with coverage through GEICO Insurance Agency. Explore home insurance coverages or see options by state.
Dwelling coverage helps pay to repair or rebuild your home if it’s damaged by a covered event, like fire, hail, or lightning. Since your home’s structure is one of your biggest investments, this coverage can help protect the place you rely on every day.
Personal property coverage helps cover belongings like furniture, clothing, electronics, and appliances if they’re damaged or stolen. This coverage can help you replace the things that make your house feel like home.
Additional resources:
Personal liability coverage helps protect you financially if you’re responsible for someone else’s injury or property damage. It can help cover costs like medical bills or legal expenses, up to your policy limits.
Property damage coverage helps cover damage to your home or other structures on your property from covered events like fire, wind, hail, or theft. This coverage can help you repair or replace parts of your property after the unexpected happens.
Additional living expenses coverage helps cover extra costs if a covered loss makes your home temporarily unlivable. It can help pay for things like a hotel stay, meals, or other added expenses while your home is being repaired.
Homeowners insurance varies by state, including coverage options, requirements, and factors that affect your rate. Select your state to see how it works where you live.
Home insurance isn't one-size-fits-all — and you shouldn't have to call five companies to find the right fit. Through the GEICO Insurance Agency, we shop a network of trusted partner carriers to help match you with coverage that fits your home, your budget, and your life.
Partner carriers bring different strengths across regions, home types, and risk profiles.
We coordinate with your mortgage company and escrow account, and help cancel your old policy so there's no coverage gap.
Manage Home alongside Auto with the GEICO service experience you already know.
Get homeowners insurance coverage through the GEICO Insurance Agency and explore discounts that could help lower your premium. If you already have GEICO Auto Insurance, bundling your policies may help you save even more.
A standard homeowners insurance policy may not cover every risk. These additional coverage options can help fill important gaps and protect your home and finances.
Helps cover damage from flooding, storm surge, and melting snow.
Adds extra liability protection beyond your home and auto policy limits.
Helps cover damage from earthquakes, aftershocks, and other seismic events.
Dwelling coverage helps pay to repair or rebuild your home if it’s damaged by a covered event, like fire, hail, or lightning. Since your home’s structure is one of your biggest investments, this coverage can help protect the place you rely on every day.
Personal property coverage helps cover belongings like furniture, clothing, electronics, and appliances if they’re damaged or stolen. This coverage can help you replace the things that make your house feel like home.
Additional resources:
Personal liability coverage helps protect you financially if you’re responsible for someone else’s injury or property damage. It can help cover costs like medical bills or legal expenses, up to your policy limits.
Property damage coverage helps cover damage to your home or other structures on your property from covered events like fire, wind, hail, or theft. This coverage can help you repair or replace parts of your property after the unexpected happens.
Additional living expenses coverage helps cover extra costs if a covered loss makes your home temporarily unlivable. It can help pay for things like a hotel stay, meals, or other added expenses while your home is being repaired.
